Digit, soon to be Oportun

Category

Description of App

JOIN THE SAVINGS REVOLUTION
Save money, pay off debt, and achieve your financial goals without thinking about it. Join the finance revolution that's saved users $1 Billion. Digit is the smart money sidekick that keeps you financially healthy. Every day, Digit analyzes your spending and moves the perfect amount of money from your bank account to your Digit account. In 2017, Fast Company named Digit the second most innovative Finance company.

FEATURES
* Digit saves the perfect amount of money everyday based on your income and spending
* Save for an unlimited number of goals. Digit tells you the intelligent timeline for achieving them.
* Protect your bank account from overdrafts. Digit notifies you when your account balance is low.
* Withdraw your money from as often as you like. No fees, no minimums.
* Earn 1% annually on your Digit savings. That's 15X more than most savings accounts!
* Bank-level SSL 128-bit encryption securely protects your funds and sensitive personal information
* Your Digit savings are held at FDIC-insured banks and insured up to a balance of $250,000

PRICE

Digit is completely free to try. After your trial period, a monthly subscription costs $2.99 and can be canceled anytime.

WHAT PEOPLE ARE SAYING

US News: “The Digit app makes automatic saving a breeze.” [1]

The Verge: “Digit is the automated savings plan we’ve been waiting for” [2]

Fast Company: “Turning saving money into a mindless task” [3]

USA Today: “The best part about Digit is its ability to calculate how much to save from day to day.” [4]

[1] http://money.usnews.com/money/blogs/my-money/articles/2016-10-27/these-apps-will-help-you-save-more-money-for-the-holidays
[2] http://www.theverge.com/2015/2/19/8064431/digit-is-the-automated-savings-plan-we-ve-been-waiting-for
[3] https://www.fastcompany.com/3067885/the-10-most-innovative-companies-in-finance-2017
[4] https://www.usatoday.com/story/money/personalfinance/2015/03/21/saving-apps-digit/24978473/

Version

2.50.0

Free or Paid

Free

Apple Watch Support

Yes

Device(s) App Was Tested On

iPhone
iPad

iOS Version

12.1.2

Accessibility Comments

Mostly accessible, but has a few issues.

VoiceOver Performance

VoiceOver reads most page elements.

Button Labeling

All buttons are clearly labeled.

Usability

There are some accessibility issues with this app, but it can still be used if you are willing to tolerate these issues and learn how to work around them.

Other Comments

It's so nice to be able to effortlessly save money without thinking about it. have already saved over $100 in less than a month

THis application puts away money for you in a separate savings account automatically. I love this app because it has allowed me to save money without even thinking about it. In addition, I can use almost every feature simply by texting the phone number it gives you. The app has some accessibility issues, but overall it is quite useable. Perhaps by posting it here, these issues will be fixed. NOte, the service is $2.99 per month, although the first 3 months are free.

Developer's Twitter Username

@hellodigit

Recommendations

1 people have recommended this app

Most recently recommended by Quinton Williams 5 years 10 months ago

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Comments

By KE7ZUM on Saturday, August 24, 2019 - 09:10

Looks neat. Have you contacted the developers as to what the problems are etc?

Ths sounds neat.

By Quinton Williams on Saturday, August 24, 2019 - 09:10

In reply to by KE7ZUM

Yes, I received a couple of responses a while ago but the app has still been really glitchy. Setting goals is pretty much impossible and that's one of the most useful features. Overdraft protection is definitely really nice and so are the text messages it sends out.

By KE7ZUM on Saturday, August 24, 2019 - 09:10

Oh, one more thing, how do I change the over draft protection. I want it higher than the default just in case.

By mendi on Saturday, August 24, 2019 - 09:10

I looked at digit. I'm not sure how I stumbled across it, but I thought, saving money effortlessly for $3 a month? Sign me up! But then... their fee is now $5 a month, and it's only a 30 day trial. I closed it and will go back to depositing my own savings every payday.

By KE7ZUM on Saturday, August 24, 2019 - 09:10

I love the app, I can use their website to do everything I can do on the app and more. Man it rocks. If you save 1000 dllars in the account 5 dollars really is nothing, and besides it adds up to about 3 as apple takes about 2 of that away.